Comparing all health insurance in Malaysia

Previous article doesn't have the insurance companies which you're familiar with? Looking for more insurance companies to compare? Here are the next few insurance companies which you will be familiar with.

8. The Pacific Insurance Berhad

The stated medical policies in the above table, Pacific Medi-Pac & Pacific Medi-Care are both under The Pacific Insurance Berhad. For Pacific Medi-Care the total amount of annual limit for this medical insurance policy is higher compare to the other one. Hence, there is no lifetime limit for this medical insurance policy. For, Pacific Medi-Pac, there is a lifetime limit for this medical plan but the amount of kidney dialysis and cancer treatment that are entitled to the policy holder is higher than the Pacific Medi-Care policy. The total amount of annual premium that is needed to be contributed by the policy holder for Pacific Medi-Pac under plan 1 is a bit higher compare to Pacific Medi-Care. For plan 2 & 3, the annual premium for Pacific Medi-Care is a bit higher than Pacific Medi-Pac for category male 30-years-old but the amount needed to be paid for girl 2-years-old is lesser compare to the other policy. Organ transplant benefit is also provided as the additional benefit under Pacific Medi-Pac.

9. Allianz Malaysia Berhad & Manulife Insurance Berhad

The table above shows the Allianz Care-Individual & ManuMedic conventional medical plans under the Allianz Malaysia Berhad & Manulife Insurance Berhad. The Allianz Care-Individual offers a higher amount of room max per day that is entitled by the policy holder but with a lower amount of annual premium that is needed to be contributed. Thus, there is a lifetime limit for each plan under the Allianz Care-Individual. There is also home nursing care benefit as the additional benefit under the Allianz Care-Individual. For, ManuMedic medical plan, there is no lifetime limit for this plan but the total amount of annual premium is a lot higher compared to the Allianz Care-Individual. The annual limit for this plan is also higher than Allianz Care-Individual. The amount of kidney dialysis and cancer treatment for both policies have no limit but must be in reasonable amount and up to the annual limit stated under each policies.

10. Tokio Marine Insurance Malaysia Bhd & Liberty Insurance Berhad

Premier Medic Partner & MediStar are both conventional medical insurance plans under Tokio Marine Insurance Malaysia Bhd & Liberty Insurance Berhad. MediStar offers a higher amount of annual limit that can be claimed by the policy holder compared to the Premier Medic Partner medical plan. For, Premier Medic Partner medical plan, there is no lifetime limit. Moreover, the total amount of kidney dialysis and cancer treatment that can be received by the policy holder for MediStar is bigger than Premier Medic Partner. For MediStar medical plan, the additional benefit that is being offered is that the policy holder is entitled for death benefit caused by any accidental scenario. Thus, the total amount of annual premium for Premier Medic Partner is a bit higher compared to MediStar as Premier Medic Partner has no lifetime limit.

11. Lonpac Insurance Bhd & MPI Generali Insurance Berhad

The table above indicates the conventional medical insurance policies under Lonpac Insurance Bhd & MPI Generali Insurance Berhad. MediSecure medical plan has higher amount of annual limit & room max per day compared to Multi Medi-Plus. For MediSecure, there is no lifetime limit but for Multi Medi-Plus there is lifetime limit stated under this policy. Furthermore, for Multi Medi-Plus, there is a limitation for the amount of kidney dialysis and cancer treatment that are entitled to the policy holder but for MediSecure, there is no limit and the amount that can be claimed must be reasonable and up to the amount of the annual limit. The medical policy plan under the Lonpac Insurance Bhd requires the policy holder to pay higher annual premium compared to the MPI Generali Insurance Berhad. There is also accidental death benefit provided under Multi Medi-Plus policy.

12. MSIG Insurance Malaysia Bhd & Oversea Assurance Corporation Malaysia Berhad

Flexi Health & OAC Easi-HealthCare are both conventional medical insurance policies under the MSIG Insurance Malaysia Bhd & OAC Malaysia Berhad. For OAC Easi-HealthCare, the total amount of annual & lifetime limit is much higher than the Flexi Health. Hence, the total amount of kidney dialysis & cancer treatment that are entitled to the policy holder under OAC Easi-HealthCare is higher than Flexi Health. Not just that, the additional benefit that comes along with Flexi Health policy is that the policy holder can claim for organ transplant & stroke treatment benefit. For OAC Easi-HealthCare medical plan, the policy holder is entitled for death benefit caused by any accidental scenario. The total amount of annual premium for Flexi Health for male 30-years-old is higher than OAC Easi-HealthCare and lesser under the category girl 2-years-old.

13. Great Eastern Takaful Berhad & Zurich Insurance Malaysia Berhad

I-Medik Asas is a medical plan in which it is based on the Shariah rules as it is a takaful policy. This medical plan is under the Great Eastern Takaful Berhad and Medica2015 is also a takaful medical plan which is under the Zurich Insurance Malaysia Berhad. For i-Medik Asas, the total amount of annual limit is higher compared to Medica2015 for plan 1 & 2 but lesser for plan 3. There is also a lifetime limit for the total amount that can be claimed by the policy holder. For Medica2015 there is no lifetime limit for this medical plan and there is also funeral expenses benefit provided for the policy holder. Not just that, there is no limit for the amount of kidney dialysis and cancer treatment for both policies but the amount must be reasonable according to the policy and up to the annual/lifetime limit as stated under each policy. For i-Medik Asas, there is an additional benefit such as emergency accidental benefit.

*Premium Adult is for men at age 30.

**Premium Children is for 2 years old children

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We will never be able to predict what will happen in the next second, insurance helps to reduce your burden in facing the huge amount of payment. It also helps to secure your life in the future. Visit LookP.com for a full list of insurance company and leave a review on their business pages so that other users can refer to it and make a correct choice.